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It’s different for DeFi stablecoins, as it should be, as protocols try to carve out their own niches and look for competitive advantages. Even in the post-Terra world, DeFi continues to experiment with new constructs. Many of the first generation of stablecoin protocols, such as FRAX, were exploring ways to improve capital efficiency. But the latest batch is focused on passing through yield to users – in effect, importing “TradFi” returns into DeFi, mostly through U.S. Treasury yields (Frax, Ondo Finance, and Mountain Protocol for instance).